Schedule of Benefits
This insurance is provided by St Paul Travelers Lloyd’s Syndicate 5000 who are authorised and regulated by the Financial Services Authority.
| Economy | Premier | ||||
| Section | Benefit | Cover Up To | Excess | Cover Up To | Excess |
| A | Cancellation or curtailment charges | £750 | £50 | £5,000 | £50 |
| B | Emergency medical and other expenses | £2,000,000 | £200 | £10,000,000 | £50 |
| Emergency dental treatment | £200 | £50 | £200 | £50 | |
| Funeral expenses abroad | £1,000 | £50 | £1,500 | £50 | |
| C | Hospital Benefit | £250 | £300 | £50 | |
| D | Personal accident | £5,000 | £25,000 | £50 | |
| E* | Baggage | £200 | £50 | £1,500 | £50 |
| Single article limit | £100 | £250 | |||
| Total for all valuables | £150 | £300 | |||
| Emergency replacement of baggage | £100 | £150 | |||
| F | Personal money (bank notes, currency notes and coins) | £100 | £150 | ||
| Personal moeny (other money and documents) | £150 | £150 | |||
| Passport | £200 | £300 | |||
| G | Personal Liability | £1,000,000 | £150 | £2,000,000 | £150 |
| H | Delayed departure | £100 | £100 | ||
| Abandonment of trip | £750 | £50 | £5,000 | £50 | |
| I | Missed departure | £250 | £50 | £500 | £50 |
| J | Legal expenses and assistance | £10,000 | £150 | £25,000 | £150 |
| K | Extended kennel and/or cattery fees | £250 | £250 | ||
| L* | Ski equipment | £500 | £50 | £500 | £50 |
| Hired ski equipment | £250 | £250 | |||
| M* | Ski equipment hire | £100 | £250 | ||
| N* | Ski Pack | £500 | £550 | ||
| Lost lift pass | £150 | £150 | |||
| O* | Piste closure | £300 | £300 | ||
| P* | Avalanche or landslide cover | £300 | £300 | ||
| Q* | Cruise cover | £50 | £50 | ||
| Extended baggage cover | £2,500 | £2,500 | |||
| Single article limit | £750 | £750 | |||
| Total for all valuables | £500 | £500 | |||
| Each missed shore trip | £25 | £25 | |||
| Confined to your cabin due to illness | £300 | £300 | |||
| R* | Business travel | £50 | £50 | ||
| Business equipment | £750 | £750 | |||
| Single article limit | £500 | £500 | |||
| S* | Wedding/Civil partnership cover | £50 | £50 | ||
| Wedding rings | £300 Per Person | £300 Per Person | |||
| Wedding gifts | £750 Per Couple | £750 Per Couple | |||
| Wedding attire | £1,000 Per Person | £1,000 Per Person | |||
| Photographs/video recordings | £500 Per Couple | £500 Per Couple | |||
| T* | Independent travellers cover | £50 | £50 | ||
| Extended cancellation or curtailment charges cover | £700 | £5,000 | |||
| Extended delayed departure cover | £100 | £100 | |||
| Abandonment of trip | £700 | £5,000 | |||
| Extended missed departure cover | £250 | £500 | |||
| Accommodation cover | £700 | £5,000 | |||
| U* | Golf cover | £50 | £50 | ||
| Loss of green fees | £300 | £300 | |||
| Golf equipment | £1,000 | £1,000 | |||
| Delayed golf equipment | £300 | £300 | |||
| Golf equipment hire | £200 | £200 | |||
| Liability for golf buggies whilst in use | £2,000,000 | £2,000,000 | |||